- Garage sales. We usually had one a year but this year had two. The first garnered about $500 and the second brought in around $200. I found that huge signs on the busy roads around our house coupled with ads on our local Craigslist brought people out of the woodwork...the road in front of our house looked like downtown LA at rush hour.
- Craiglist. I love Craigslist. Hubby was worried that murderers stalked the Craigslist site what with all of the bad publicity that came about after some high profile assaults and murders related to the site some time ago, but we have found nothing but wonderful people who have answered our ads. And we had plenty of ads. Everything that would bring more money via Craigslist than at a garage sale was advertised--basketball hoop, patio furniture, bikes, etc. all got sold.
- eBay. I usually sell small, higher value items on eBay such as cell phones, digital cameras, etc. We sold a couple of things this way which added to our emergency fund.
- Sold gold. One day driving down the street I heard a radio ad about selling your gold. I always heard that these places were a rip off but the idea of making money from the clump of broken gold chains and bracelets that had been collecting dust for over a decade was appealing. I called a local jeweler who had been in the community for ages and had a good reputation and found out that they bought gold. I immediately collected up all of my broken and unwanted gold things and brought them to the jeweler where he cut me a check for over $700! I hadn't seen or used that jewelery for literally more than ten years so it wasn't like I missed it when it was gone.
So there you have it. Almost $2,000 earned within a couple of months that went to start an emergency fund and pay off my last credit card. When you are pissed off and totally intense, miracles can actually happen. Best of all, I used to use my credit card when I ran out of money justifying that I would pay off the balance the next month. With my emergency fund, I don't have that attitude. My feeling is that the $1,000 I have in my emergency fund is ALL that I have in case of an emergency. I would no more want to spend that money, even a little of it, even if I could repay it next month, than pull my eyes out. You don't have that same emotional feeling with a credit card.