With our country being disassembled inch by inch, hurricanes, earthquakes on the daily, and financial disasters...everywhere...it pays to be prepared for anything that might happen. Here are some tips...
Money
- Have an emergency fund, the bigger the better.
- Keep cash safely stored in your home in case ATMs go down.
- Make every effort to be debt free ASAP.
- Put your life savings/investments in a variety of places (stocks, CDs, mutual funds, etc).
- Always carry cash with you in case credit cards aren't able to be processed.
- Carry debit/credit cards from three different banks in your wallet (in case some but not all bank systems go down).
- Save as much money as possible (buy stuff on sale, shop at thrift stores, etc).
- Pay phone and other bills annually if possible (this will keep your service going even if payment systems are down for an extended period of time).
- Check your free credit report annually to make sure nothing is out of line in your reports.
- Be aware of the many financial scams going around and avoid them if possible.
House
- Keep your home in good repair and have the tools/materials on hand to make repairs if needed.
- Keep your home well organized so you can find the gear/supplies you need during a disaster.
- Keep your home well stocked with consumables that you use often (TP, shampoo, soap, paper towels, etc).
- Have multiple sources of water on hand (bottled, tap, from a nearby creek, etc).
- Have multiple ways to cook during a disaster (kitchen stove, patio grill and fuel, camping stove and fuel, etc).
- Have multiple ways to heat your home during a disaster (furnace, kerosene stove and fuel, wood stove and firewood, etc).
- Make sure your home is secure (dead bolt locks, window alarms, solid core doors, etc).
- Be prepared to evacuate your home if necessary (due to wildfire, chemical spill, etc).
- Have a solar battery bank on hand for use when the power goes out.
- Have a year's worth of food stockpiled (helps when there are shortages or steep price increases).
Car
- Have a comprehensive car emergency kit in your vehicle.
- Keep a battery jumper box in your car (charge it up regularly).
- Always keep food and water as well as a good first aid kit in your car.
- Keep your vehicle in good working order and make repairs as needed.
- Keep basic car repair tools and materials on hand.
- Keep seasonal items for your vehicle on hand (chains, snow tires, ice scraper, etc).
- Always fill the gas tank up when you hit a half tank.
- Keep a regularly updated overnight/emergency bag for each family member in your vehicle.
- Keep a map in your glove box in case GPS goes down.
- Keep a few "wag bags" in your vehicle in case you end up stuck in traffic for hours.
Job
- Keep your resume updated no matter how secure your job is.
- Keep up with your business networks (this is a great way to find out about jobs before they are even posted).
- Have multiple sources of income (a job and some side hustles, for example).
- Be exceptional at your job and always keep learning and improving your skills.
- Be strategic when job hopping.
- Always prepare like you will be laid off without warning (this happens a lot lately).
- Take advantage of any benefits your job offers (401k matching, educational support, etc).
- Know your job's policy manual backwards and forwards (this way you won't miss out on things like paid severance if worse comes to worst, etc).
- Look towards your work future and plan for impacts from AI, corporate downsizing, etc.
- Make yourself invaluable at your workplace.
Family
- Teach your kids how to respond in a disaster (if you are injured, they might need to save YOU).
- Make a family communication/reunification plan if you all happen to be in different places when disaster strikes.
- Have multiple ways to communicate with friends and family after a disaster (cell phone, email, social media, HAM radio, mesh network, etc).
- Teach your kids useful skills like gun safety, Stop the Bleed, what to do in active shooter situations, what to do about bullies, etc.
- Pay attention to the mental health of family members, before, during, and after a disaster.
- Take time to prepare for pets, livestock, babies, the ill, and the elderly and their special needs during a disaster.
- Teach your family what the most common disasters are in your area and how to prepare for these situations (ie: where are the community tornado shelters, what to do during an earthquake, etc).
- Have a list of people that can help during a disaster: lawyer, doctor, plumber, auto mechanic, etc.
- Teach your kids age-appropriate skills: cooking, how to do laundry, helping with gardening and chopping firewood, etc.
- Volunteer as a family, attend preparedness classes together, go shooting and camping as a family.
Skills
- Learn how to source and purify water.
- Learn armed and/or unarmed self defense skills.
- Learn basic first aid skills.
- Take advantage of community events like health fairs to learn CPR, AED use, etc.
- Watch YouTube videos to learn new disaster-related skills or brush up on old skills.
- If there is a skill you want to learn, find a local expert to teach you (ie: Master Gardeners, local fishermen, etc).
- Learn basic outdoor survival skills then go on an unsupported, week-long backpacking trip to test your new skills.
- Consider volunteering. CERT, SAR, and volunteering as an EMT are interesting ways to learn useful survival skills.
- Learn skills from your oldest relatives like canning food, how to wash clothes by hand, etc.
- Teach yourself basic things like how to change a tire, how to fix a leaky faucet, etc (YouTube is great for this).
Hobbies
- Pick up outdoor activities like orienteering, bicycling, camping and hiking to learn valuable survival skills.
- If you plan to have firearms, learn how to skillfully use them by participating in shooting hobbies such as USPSA or IPSC.
- Consider HAM radio for a fun and useful hobby.
- Reading is an underrated hobby these days, read useful books which you can get free from the library.
- Old-timey hobbies like woodworking, sewing, etc. are both fun and useful during a disaster situation.
- Have a garden--it's useful (provides food), enjoyable, good exercise too.
- Even traveling can be a good preparedness hobby. Seeing how people live, especially in third-world countries, can be eye-opening (and useful for disaster preparedness).
- Enjoy hobbies with your family members; this is great for team-building as well as learning useful skills together.
- Cooking, baking from scratch, making specialty foods (like wine making, cheese making, making pickles, etc) are both useful and enjoyable hobbies.
- Team hobbies such as playing softball or volleyball is a great way to stay fit and make friends.
Health and Fitness
- Maintain your health so you won't be reliant on a mountain of prescription pills which is so common these days.
- Exercise every single day to maintain good fitness.
- Eat nutritious, whole foods instead of the massive amount of junk foods that fill our supermarket shelves.
- Use relaxation and stress management techniques to deal with the everyday stresses of our world.
- Enjoy fitness activities that blend exercise and socialization like pickleball, bowling, etc; being social is good for your mental health.
- Set some big fitness goals (like running a marathon) which will improve your health and teach you how to achieve big goals. On a side note, being able to run long distances may be useful in a disaster.
- Regularly track your health metrics such as weight, blood pressure, blood sugar levels, etc. and keep them within a healthy range.
- Pay attention to illness and injury prevention tasks that can keep you healthy (ie: stay up-to-date on vaccines, wear a helmet when biking or skiing, etc).
- Get regular dental, hearing, vision, and mental health care.
- Try going an entire weekend without being online/on social media--it will do wonders for your mental health.
Gear
- Create a useful Everyday Carry kit.
- Create a personalized Bug Out Bag.
- Put all of your disaster supplies in one area, stored in marked plastic tubs.
- Have all of your personal documents in a safe place that you can grab at a moment's notice if you need to evacuate (passports, birth certificates, marriage/adoption/military/immigration records, etc).
- Have hard copies of your contact lists, banking info, passwords, etc. in case your computer dies and all of your digital files are lost.
- Make a "survival tablet".
- Invest in quality survival gear (everything from rain jackets to tents to battery banks to flashlights and more).
- Have support gear for your survival gear (ie: a cleaning kit for your guns, sharpeners for your tools, etc).
- Look for ways to gather gear at a discount (use sierra.com, steepandcheap.com, the Dollar Tree, thrift stores, garage sales, etc).
- Way down at the bottom of your gear list might be a "bug out vehicle" or "bug out cabin" for real SHTF situations.
Don't Forget
- Don't forget to rotate your food stockpile in with your usual food so things don't expire.
- Don't forget to back up your computer files regularly and keep at least one copy of your files backed up off-site.
- Don't forget to review your "end of life" documents at least annually.
- Don't forget to put your emergency plan in writing and give a copy to each family member.
- Don't believe everything you see online/o YnouTube (and don't watch so much "sky is falling" stuff, it will make you crazy and most of it is false anyway).
- Don't overlook the value of good sources (I like Ryan Hall for weather, S2 Underground for national and world threats). Use proven, reliable sources for disaster and impending disaster news).
- Don't forget to add in good/fun things to have in the event of a disaster (keep a chocolate stash with your emergency food, have new games and coloring books to have on hand when the power goes out, etc).
- Don't forget situational awareness anytime you are in public places. By paying attention you may be able to avert disaster.
- Don't forget to do these tasks at your own pace (ie: don't run up a credit card to buy all of your survival gear at once...slow and steady preparation is the way to go).
- Don't forget to have fun when doing these activities; even though preparedness is a serious topic, a bit of fun and levity makes it a less depressing topic.

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