A Late Night Rant

I am livid!  Hubby was checking his Visa Debit card to make sure that a credit he was expecting back on the card posted and he noticed two charges that posted to the account today that were made on a military base in Okinawa Japan.  We aren't in Okinawa Japan.  We don't know anyone in Okinawa Japan.  So we called up the bank and they said it was no big deal, just fill out a fraud report and the money--only about $40--would be credited back to the account.  Apparently this sort of thing happens all the time according to the lady at the bank.  But never to us.  So we filled out the form, his card was cancelled, and the bank will be giving him a new card and a new account number but I am appalled that someone--a military member no less because the charge was made in the Exchange store so you have to show your military ID to make  apurchase--would steal someones credit card and use it.  OMG what is this world coming to???  I asked the lady in the fraud department how this could have happened (she said there were dozens and dozens of ways this happens) and how we could have prevented it (she said when she finds out she will write a book but so far there really is no way to prevent this sort of theft from happening).  Ggrrrrr