Tuesday, March 27, 2012
I Was Soooo Tempted!
cell phone I have been wanting for a while. While the phone was not super expensive at only $79.99, I of course first Googled Amazon promotions and coupons to see if there were any other ways I could save money on this purchase (I tend to Google coupons for everything). Unfortunately there weren't any but when I went to the check out page at Amazon a huge offer flashed above my purchase price. Seems that if I applied for an Amazon Visa or Mastercard, I would get an additional $50(!!) off my purchase. I was super tempted, and considered applying, and thought about what I could do with the extra $50 that I would save...but in the end I decided not to apply. I have been doing great with no credit cards for more than two years. Then I heard Dave Ramsey's anti credit card rant in my head. Then I considered what would happen if I did get the credit card and later gave in to temptation to make other purchases with it. Then I considered what I would do if I ended up with a sky high balance on it like I did with my credit cards in the past. Then I decided that there was NO WAY I ever wanted even the possibility of having credit card debt again. Then I paid the $79.99 for my purchase and logged out. Whew! Dodged. A. Bullet.