Happy Mother's Day!

It's a very quiet Sunday here as we are just hanging out at the house all day but I wanted to take a minute and wish all of you ladies out there a Happy Mother's Day!

Happy Mother's Day!

To all of you mothers and mother substitutes out there, happy Mother's Day!  Most moms don't have it easy and finances are one of the main difficulties--do you want to work and earn money or stay home with your kids?  Do you even have a choice?  How do you stretch what income you have to cover all of your children's wants and some of their needs?  Will they be ostracized by their peers if they don't have the latest iPhone?  Can you afford an iPhone for them?  Can you afford to even put food on the table and shoes on their feet?  I know a lot of mothers, none of them are perfect, none of them have had an easy task of raising kids to adulthood but they all do their best and they all sacrifice for their kids.  I'm glad that at least one day a year is set aside to recognize how important moms are (although a monthly "be nice to mom day", at least through the teen years wouldn't be a bad idea but I digress...).  Hopefully you are having a wonderful day today with your kids or with kids who, while they may not be "yours", look up to you as they would a mother.  Enjoy!

Happy Mother's Day...And Some Useful Information

First of all, Happy Mother's Day!!  And that goes out to all of you who have an impact on a child's life--moms, step moms, foster moms, aunts, concerned neighbors, teachers, and even single dads who are doing the job of both parents.  Here's a nice flower for you...

And some more info:

• I always check out the 'frugal' sub-reddit which has lots of interesting and useful information (check the side bar on the page too for other great money saving links).
• From the frugal sub-reddit I saw the reminder that now is an excellent trash picking time as many college students are moving out of their dorms and apartments and heading back home for the summer.  If you live in a college town, you might want to go to the dumpsters at your university and see what the kids have throw out (often lots of great stuff!).
• Have you checked your credit report lately?  You can get your free credit reports from the major three reporting companies at www.annualcreditreport.com.  (I was reminded of this because our lender just pulled our credit reports for our mortgage loan.  They were fine but he noted that my credit score was low because I don't use credit cards.  I told him that was just the way I wanted it.  Hubby uses his cards on occasion and pays them off each month so his credit scores are better than mine but nothing can get me to go back to using credit!
• I saw this article and it gave me some interesting business ideas (I have decided that I need to set up some sort of business because I am bored silly doing nothing!).

Have a wonderful day!

Happy Mother's Day!

Happy Mother's Day to all of you awesome mothers, grandmothers, aunts, God mothers, step moms, foster moms, and all of you other ladies out there who take an active role in helping to shape the future of our kids. Moms have a super tough job to do (you don't realize this until your own kids are making you crazy and then it hits you...yes this is what my mom had to go through with me. eekkk) so setting aside just one day to spoil mom doesn't seem like enough but, at least for today, here's hoping you indulge your mom like crazy today.

Financial lesson: this is one area where I don't mind splurging. My mom died young so I never got to fully appreciate everything she did for her kids and I didn't get to spoil her on her special day like I wish I could do now.

Happy Mother's Day and Some Random Links

First of all, a Happy Mother's Day to all (this includes biological moms, foster moms, adoptive moms, aunts that fill in for mom sometimes and grandmas that do the same, step moms, single moms doing the work of two parents, and even single dads who get to be both mom and dad). I wish you all a wonderful day!

Here's some random links you may find interesting:

• Judy Judy's take on someone who paid $2500(!) for a PS3 at a rental place.
• Three Things the Amish Taught Me About Money
• Move to Any City for $125
• The 7 Decisive Elements of a Minimalist Business